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Saturday, January 23, 2010

Maximizing Insurance Leads for Agents

The global financial crisis is not yet over. No wonder, we scrutinize every insurance company before we buy a policy. To make things more difficult for insurance agents, there are many companies out there offering different deals. Our reliance to the internet as a way to find the best policy for our needs is also increasing.

Finding reliable insurance leads is one of the strategies health and life insurance agents use to find their prospective clients. Finding the right insurance leads is important for sales agents. The competition is tough and they have to attend to us the fastest way possible while the insurance is still on our mind.

Companies offering insurance leads are the first one to validate the basic information of the costumers. They check whether we are serious buyers. Some insurance leads such as Prospect Zone even ensures a replacement guarantee. Agents who receive an invalid lead qualify for a replacement credit after a reasonable time. The data we submit to these companies are often classified based on our demographics like age, current insurance status, pre-existing conditions health conditions and state.

So, the insurance agent that comes to us is the best agent chosen to specifically suit our needs and conditions. Insurance lead uses a system that directs online shoppers to their website where we can get the information about the product. The system then directs the prospective buyers to sales agents. By giving our basic information and contact number, we will be surprised to receive a call regarding our interest to buy a policy. This will all happen in a matter of few hours.

Insurance leads are used by health insurance agents to win online insurance shoppers. Prospect Zone Insurance lead is one of the companies that offer great deal to agents. I highly suggest this to sales agents. I have been directed by this company and I say that I was satisfied with the policy I bought through their help.

Friday, January 22, 2010

Travel Destination: Angeles City, Philippines

Angeles is a city mirroring two images; that of the beauty of nature and that of the glitter and glamor of city life. If you're bound for the Philippines, then it is one city that you should visit.


The city is located in Region III, north of Manila / NCR (National Capitol Region), Philippines. It is more or less 80 kilometers from the Capital.


From the Ninoy Aquino International Airport (NAIA), one can take an airport taxi to nearby bus stations ( Victory Liner, Rabbit, Dagupan Bus lines most buses going up north pass by Dau the entry point to Angeles City.) The Victory Liner is the most comfortable, based on the author's experience.

Only the Rabbit Bus lines however, has a station inside the city. For the other buses, a stop over is usually done at Dau which is a jeepney- ride away from Angeles. There are ordinary buses and air con buses which offer affordable prices .

Private cars could be rented and taxis from the airport could bring you directly to Angeles, but it would be more expensive than the bus fares.

If you decide to take the bus until Dau, then you could ride a jeepney from Dau to Angeles. You have to walk though, the short distance from the bus station to the jeenpney stop. If you're totally new to the city, a taxi ride from the NAIA Airport provided by legitimate and certified airport taxis should be utilized.

The Diosdado Macapagal International Airport (DMIA) is situated also inside Clark Freeport, (which was previously the US Clark Air Base.) Travelers from different entry points could now land directly at the airport.

Flights from Kuala Lumpur, Malaysia , Incheon Korea, Singapore, Hongkong and Thailand are quite affordable.

For first time-travelers, it is not advisable to hail a taxi outside of the airport for these are no longer covered by airport rules and may not be guaranteed for your personal safety. Accidents can happen in any part of the world no matter what safety precautions are in place if you don't travel wisely. One could easily be lost in the crowded, metropolitan mazes.

Within Angeles city, jeepneys and tricycles are readily available.

Recommended places to visit:

If you're a nature enthusiast, the remains of Mt. Pinatubo would be a good place to go. The remains of the eruption in 1991 are still indelibly etched on the landscape. The oldest house-Pamintuan's residence found at Sto. Rosario St. could be a treat for you. The intricate designs of the house reflect the influence of the Spanish occupation. The Clark Special...

Read more...follow this link.

Photo by jagfromspain

Sunday, January 17, 2010

Road Motor Bikes for International Biking

This is not a paid post.

Bikes (also called as motorcycles, motorbikes, bikes, cycles) are one of the most affordable modes of transport nowadays. Motorists are now shifting to purchase bikes instead of expensive cars, considering that it is the most fuel-efficient vehicle, especially at present that there is a continuous increase in fuel rate. However, before you purchase one, be sure to assess yourself first if you are a responsible driver because one of the major causes of road accidents currently involves road bikes.

If you are a first time buyer, there are many things that you must take into consideration when purchasing one.

1.The price of your bike must be within your budget but not compromising its power and durability. You do not need to have a bike with 1000cc or above. 500-600cc bike is a great choice but a 125cc is fine when learning the ride for the first time. Pick one, which is cheaper but has great performance.

2.You must decide how to pay for it. It is either you get a loan from a bank, through financing or pay it cash. The last one is better. Saving is a great choice by paying it cash, it would lessen the dilemma of letters/notices coming in every month, and expensive interests that would make you realize how expensive your road bike is, afterwards.

3.Pay necessary payments like insurance fee, registration fee etc for your road bike. Do not be so excited because there are many more things to consider such as the specifications of the bike and its availability. To help you solve this problem, here are three of the best-seller bikes nowadays; complete with specifications and prices.

First is the Honda XRM125rs.

This superior ride on-road bike is oozing with 124.8cc displacement, a compression ratio of 9.3:1 “1.2Mpa” with a 4 stroke, over-head cam (OHC), air-cooled engine type. It has a maximum output of 6.9kw/7,500rpm and a maximum torque of 10.4n-M/5,000rpm. Its fuel tank capacity is 3.8 liters and seat height is 751mm. Its gear system is rotary gearshift pattern and ignition system is DC-CDI battery. Why settle for less because your can own this stylish and powerful bike for about $ 12, 688.00.

•Second in the line is the newest member of Yamaha family, which is the Yamaha Vega. You could use this road bike daily for easy riding. It is a smooth, easy riding, fuel efficient in one. It has 113cc displacement a compression ratio of 8.8:1 with 4 strokes, SOHC 2 valve, and forced air-cooled engine. Its maximum horsepower is 5.7kw/8,000 rpm and a maximum torque of 7.4n-M/ 6,500rpm. Its fuel tank capacity is 4.1 liters and a seat height of 745mm. Its ignition system is same as Honda XRM125rs. This ride can be yours for about $14,881.00.

•And the last but not the least is the Suzuki Raider 150. This road bike is the fastest motorcycle in the underbone category oozing with 150cc displacement, a compression ratio of 10.2:1 with a 4-stroke TWIN cam 4 valved- DOHC. Its maximum horsepower is 16.0kw/9,500 rpm and a maximum torque of 12.76n-M/8,500rpm. Its fuel tank capacity is 4.9 liters with a fuel consumption of approximately 35km/L. The main feature of this road bike is that it has full-length front shock, rear monoshock suspension and six-speed short gear ratio transmission. It can be yours for only $ 19,700.00.

There they are! All you have to do is prepare your money and requirements (if planning for financing or loan), go to the nearest bike dealer, and buy the bike that your heart desires.

Photo courtesy of Nikes Alviz